小型B2C支付系统设计与研究.doc

小型B2C支付系统设计与研究 摘 要 B2C是英文Business-to-Consumer（商家对客户）的缩写，而其中文简称为“商对客”。“商对客”是电子商务的一种模式，也就是通常说的商业零售，直接面向消费者销售产品和服务。B/S架构，结合MVC模式，综合利用SSL安全协议，对支付系统的安全性进行了研究，提出了网上银行安全支付系统的方案设计模型，包括支付系统的总体设计、工作流程设计和功能设计等，最后着重介绍了支付系统商家与银行间接口的设计与实现。 【关键词】电子商务 电子支付 B2C SSL协议  ABSTRACT Along with the rapid development and popular of Internet ,we expect do more jobs through Internet. In the latest years,people begin to focous on Electronic Commerce. Online payment system is the core of electronic commerce transaction,it’s cruel to provide a kind of online payment system which is safe、reliable、convenient and applied.During the security system, security electronic payment is the most complicated and key factor,including the mutuality and interfaces of some significant financial departments such as users、bussinessman 、banks and so on.Thus,In the view of practical application, Researching and designing the security payment of electronic commerce which is expansible、high reliability and commonality becomes have significant meaning. B2C is the abbreviation for Business-to-Consumer, Business-to-Consumer is a model of E-commerce. Also is commonly called commercial retail sales, directly facing the consumer products and services. B2C website payment platform appear accord with the development of e-commerce, and also the need online payment business innovation concrete forms one. B2C website payment platform itself attached to large web portal, and to work with the bank credit as its credit rely on, therefore B2C sites payment platform to better the credit question breakthrough online transactions, facilitates the e-commerce development This system use a B/S structure, combined with the MVC pattern, the comprehensive utilization of SSL security agreement, for pay the security of the system was discussed.Then the bank on the net security payment system design model, including payment system of the overall design, workflow design and function design, Finally introduces emphatically the pay