构建我国个人破产法律制度分析研究.pdfVIP

摘要 摘 要 在我国新企业破产法出台后，立法对个人破产制度的搁置使我们再次陷入 对我国建立个人破产制度的反思，我国应于何时将个人破产制度纳入成了争议 的焦点。对个人破产制度是什么、我国能否将之纳入立法和如何构建这三个问 题的解答，构成了本文研究我国个人破产制度构建的基本线索。 在没有个人破产制度立法传统的中国讨论个人破产制度的建构，颇有点纸 上谈兵的嫌疑。然而实际上，个人破产制度离我们并不遥远，我国的香港、台 湾和澳门地区均有较为完善的个人破产立法。本文通过历史分析的方法考察个 人破产的起源和发展，发现现代破产法并没有我们所想的那么“现代”，古罗马 或中世纪的意大利的个人破产制度的设立并不完全是为了惩罚，已具有破产再 建功能；而标榜为现代个人破产制度特征的免责、失权制度在古罗马或中世纪 的意大利便有所体现了。 本文试图通过对 “我国农民无产可破”、“作为个人破产最重要基础制度支 持的信用体系尚不完善和成熟”、“个人破产制度以高度发达的商品经济为前提” 等观点的驳斥，揭示我国建立个人破产制度的可行性和我国已经具有建立个人 破产制度的文化上、经济上的基本条件和相关法律制度的建立和不断完善。通 过分析典型国家和地区在个人破产能力、个人破产程序设计和个人破产特殊制 度的相关规定，对我国构建个人破产制度提出一些见解和建议。 关键词：个人破产；制度构建；程序设计 I Abstract Abstract After the New Enterprise bankruptcy law has been promulgated and the individual bankruptcy system has eventually been excluded, it makes us begin to get into the introspection on what is the appropriate time for establishing the individual bankruptcy system. The key of this article is in answering three questions: what is the individual bankruptcy system、whether the individual bankruptcy system can be put into legalization and how to establish. In our country, on the background of no individual bankruptcy Legalization tradition, discussing the individual bankruptcy system is mostly like an armchair strategist. Actually, the individual bankruptcy system is not far away, there are relatively perfect law of individual bankruptcy in Hong Kong 、Taiwan and Macau. Through the method of history analysis on the history and development of individual bankruptcy, this article found out that the modern bankruptcy is not the same as what we think about. The purp