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Unit 11 Insurance the insured :投保人(被保险人) the insurer:承保人(保险人) insurance amount:保险金额 coverage:险别 premium:保险费 insurance policy:保险单 insurance certificate:保险凭证 F.P.A 平安险 W.P.A 水渍险 W.A. 水渍险 A.R. 一切险 additional risk 附加险 general additional risk 一般附加险 special additional risk 特殊附加险 warehouse to warehouse clause 仓至仓条款 说明情况时,insurance后介词的用法: Insure v. 保险,投保 Cover Letter 1 In reply to your letter of the 3rd November enquiring about the insurance on our CIF offer for Double Offset Ring Spanners made to you on the 20th October We usually effect insurance with the People’s Insurance Company of China against All Risks, as per Ocean Marine Cargo Clauses of the People’s Insurance Company of China , dated the 1st, 1981. Institute Cargo Clauses 协会货物保险条款 If there is any difference in premium between the two it will be charged to your account. 费用由你方负担 The extra premium is borne by you Underwriter:保险人(保险公司) Letter 2 We usually effect insurance with the People’s Insurance Company of China for 110% of the invoice value. 我们通常是按照发票金额的110%向中国人民保险公司办理保险的. Settle claims :理赔 Agent: 代理 File one’s claim with… 向…提出索赔 Take up 着手处理 We insure the goods against the usual risks and in the present case All Risks. 我们一般对货物投保一些通常的险别,对这次交易,我们准备投保一切险. in the present case 在这一事件上 Should broader coverage be required, the extra premium is for/on the buyer’s account. 如果你方要求投保更多险别,额外的保险费用将由你方承担. 补充练习 Filling the blanks with proper words: 1.For transactions concluded on CIF basis, ( ) is to pay the insurance premium. 2.please insure the shipment ( ) All Risks on our behalf. 3.we can effect insurance at 120% of the invoice value but the extra ( ) should be borne by you. 4.The seller should present an insurance ( ) at the time of negotiation when the goods are sold on CIF basis. 5.Should damage occur, ( ) must raise their claim with the insurance company or their agents
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