毕业论文（参考）央行加息对银行业务的影响分析.docVIP

 摘 要 近期,对于央行将要加息的传闻愈演愈烈2月份CPI指数2.7%,已高于目前一年期2.25%的贷款利率国家统计局数据数据显示，一季度居民消费价格同比上涨5.0%，其中3月份居民消费价格同比上涨5.4%，环比下降0.2%,央行加息迫在眉睫。那么这次加息的原因是什么？对银行业会产生哪些影响呢？通过分析近10年央行利率政策调整的效果,现阶段还不能确定是加息的最好阶段,应该确认实体经济已经回暖,使宏观经济政策能够更好的与中国经济发展形势相匹配,这才是现阶段最为重要的经济政策调整目标。Recently, the central bank raised interest rates for the rumor to get worse. February CPI index is higher than 2.7%, the current one-year lending rate 2.25%. National bureau of statistics released on April 15, data, data showed that consumer prices, quarter year-on-year increase in March, including cholesterol by 5.0% compared consumer prices rose 5.4%, year-on-year, central bank dropped 0.2% period is imminent. So the rates of what be the reason? What are the effects of banking will produce? Through the analysis of nearly 10 years central bank interest rate policy adjustment effect, at the present stage is still uncertain is the best stage, rates should confirm entity economy has warmed, make macroeconomic policies can better and Chinese economy development situation, this is the match at the most important economic policy adjustment target. Since this year, in a complicated and volatile international situation and domestic economic operation of the new situation of the new problem appeared, the Chinese government adhere to implement the proactive fiscal policy and prudent monetary policy, strengthen and improve macroeconomic regulation, purposeful take effective measures, pay more attention to development mode change, the policy effect gradually appear, the national economy maintained steady running, continue to move in the direction of macro-control expected. Commercial Banks are the national macro-control policies foothold, commercial Banks to macroeconomic regulation and control policy implementation in relation to macroeconomic regulation and control policy effect and influence. This paper based on the macroeconomic regulation and control policy, system research commercial bank according to the macro-control policies