国际支付与结算chapter8方案.ppt

Loss of insurance (1) based on the reasons natural disaster accident common external reason specific external reason (2)Based on the degrees of losses total loss: actual loss/ constructive推定 total loss partial loss: general average共同海损/particular average单独海损 Chapter 8 Documents Chapter 8 Documents Type of Loss and Insurance average Total loss Partial total loss Actual total loss Constructive total loss General average Particular average 全损 实际全损：标的物全部灭失，或已失去原来用途。 推定全损：货物虽未达到全部损失的程度，但要把它恢复到原有形态和用途，所需费用将超过货物原来的价值。 部分损失 共同海损：指载货船只在海上出险，船长为了人、船、