个人理财英文版第二章论述.ppt

Chapter 2;Money Management SkillsChapter Objectives;Objective 1Identify the Main Components of Wise Money Management;Components of Money Management;Money Management Troubles Debt;An Organized Personal Financial Records System;Records in Your Home File;What to Keep in a Safe Deposit Box;Records on Your Personal Computer*;How Long to Keep Records;Objective 2Create a Personal Balance Sheet and Cash Flow Statement;Balance Sheet;Components of a Balance Sheet;Net Worth;Sample Balance Sheet;Ways to Increase Net Worth;Evaluating Financial ProgressRatios;The Cash Flow StatementInflows and Outflows;The Cash Flow StatementInflows and Outflows;Sample Cash Flow Statement;Objective 3Develop and Implement a Personal Budget ;The 7 Steps in Budgeting Process;2-*;Typical Budget Allocations;Characteristics of a Successful Budget;Budgeting Systems;Objective 4Connect Money Management Activities with Savings for Personal Financial Goals;Changes in Net Worth;Selecting a Saving Technique;Calculating Savings Amounts;Using Savings to Achieve Financial Goals