保险的分类保险分类绪论.pptVIP

第五章 保险的分类;Chapter 4 Classification of Insurance;Chapter 4 Classification of Insurance;Chapter 4 Classification of Insurance;Chapter 4 Classification of Insurance;Chapter 4 Classification of Insurance;Chapter 4 Classification of Insurance;一、按保险经营主体分类 （一）公营保险 （二）私营保险 ; 我国保险公司应当采取下列组织形式：股份有限公司、国有独资公司 ;二、按风险转嫁方式分类;三、按业务承保方式分类;Chapter 4 Classification of Insurance;Chapter 4 Classification of Insurance;Chapter 4 Classification of Insurance;Chapter 4 Classification of Insurance;四、按保险对象分类;（二）人身保险;（三）人身保险与财产保险的区别 1、确定保险金额的方法和偿付性质不同 2、风险的性质和经营技术不同 3、（纯）保费率的构成和准确程度不同 4、保险期限和资金运用不同;五、按保险的实施方式分类;（三）???定保险与自愿保险的区别 1、保险关系产生的根据不同 2、实施的目的不同 3、保障水平不同 4、涉及的风险性质不同;六、按保险保障的范围分类;Chapter 5 Classification of Insurance;Chapter 5 Classification of Insurance;Chapter 4 Classification of Insurance;Chapter 4 Classification of Insurance;Chapter 4 Classification of Insurance;Chapter 4 Classification of Insurance;Chapter 4 Classification of Insurance;Chapter 5 Classification of Insurance;（二）责任保险及其主要分类;Chapter 4 Classification of Insurance;Chapter 4 Classification of Insurance;Chapter 4 Classification of Insurance;;Chapter 4 Classification of Insurance;七、按经营性质分类;;;资料：“福利资本主义的三个世界”;;;;中国社会保障制度展开过程;;（三）商业保险与社会保险的区别;