10-insurance.docVIP

Insurance ?保险 ? Brief Introduction ? 在国际贸易中，货物从卖方到达买方，通常要经过长途的运输、装卸和存储等过程。在此过程中，货物常常会遇到许多风险。为了保障货物遭受损失时能得到一定的补偿，买方或卖方应在货物装船后向保险公司投保货物运输险。 ? 对外贸易的运输保险是指：被保险人（出口人或进口人）对一批或若干批货物向保险人按一定金额投保一定的险别，并交纳保险费；保险人承保后，如果所保货物在运输过程中发生约定范围内的损失，应按照所出具的保险单的规定给予被保险人经济上的补偿。 ? 投保时，通常选择平安险（F.P.A.）,水渍险（W.A.或W.P.A. ）或一切险（A.R.）三种基本险别中的一种，然后，加保其他必要的特殊附加险别。 ? ? Basic Expressions ? 1. We have covered insurance on 1,000 cases of beer for 110% of the invoice value against all risks. ? 我们已将一千箱啤酒按发票金额的百分之一百一十投保一切险。 ? 2. If you desire us to insure against a special risk, an extra premium will have to be charged. ? 如你想投保特殊险别，将向你收取额外保费。 ? 3. This risk is coverable at a premium of 0.25%. ? 该险别的保险费是百分之零点二五。 ? 4. The insurance company insures this risk with 5% franchise. ? 保险公司保这种险有百分之五的免赔额。 ? 5. After loading the goods on board the ship, you must go to the insurance company to have them insured. ? 货船装船后，你必须找保险公司为货物投保。 ? 6. We can serve you with a broad range of coverage against all kinds of risks for sea transport, such as Free of Particular Average (F. P.A.), With Particular Average (W.P.A.), All Risks and Extraneous Risks. ? 我们可以承保海洋运输的所有险别，如：平安险、水渍险、一切险 和附加险。 ? 7. W.P.A. plus Risk of Breakage suit your consignment. ? 贵方货物适合于投保水渍险及破碎险。 ? 8. The premium is calculated according to the premium rate or rates for risks to be covered. ? 保险费是根据投保险别的保险费率计算的。 ? 9. They will undertake to compensate you for the losses according to the risks insured. 他们将根据所投保的险别，对损失负责赔偿。 ? ? 10. We are able to cover all kinds of risks for transportation by sea, land and air. ? 我们可以办理海运、陆运和空运的所有险别。 ? ? 11. We won’t have such a risk included, as it is not stipulated in the Ocean Marine Cargo Clauses. ? 我们不能投保此项险别，因为海洋运输条款中没有包括这一险别。 ? ? 12. Do you cover risk other than W.P.A. and War Risk? ? 除了水渍险和战争险外，你们还保其他险吗？ ? ? 13. As a rule, the extra premium involved will be for buyer’s account. ? 按常规，额外保险费应由买方负责。 ? 14. Please note that our insurance coverage is for 110% of the invoice value only. ? 请注意我们