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我国网络银行发展.doc
我国网络银行的发展
摘要
网络银行的产生与发展和电子商务息息相关互联网的迅猛发展又给电子商务的发展带来了无限的空间。网上银行是一项新的金融业务能够被消费者接受说明是市场对这个产品有需求,信息浪潮的推动下传统银行业已经不能满足现代经济的要求网络银行顺应经济的发展而产生并不断壮大。从1995年10月18日世界上第一家网络银行诞生以来网络银行以绝对的优势——虚拟化智能化全球化低成本高效率全天候服务使其在激烈的竞争中获得了长足的发展。中国的网络银行起步较晚目前国际银行发展来看网络银行发展很快。。本文分析的基础上剖析了我国目前网上银行发展的现状并针对我国网上银行发展存在的问题议我国在发展网络银行应采取如下对策:营造我国网络银行发展的良好环境;培育我国网络银行主体积极发展;加强对网络银行的有效地监管。?网络银行电子商务Abstract
The emergence of Internet banking and e-commerce and development are closely related, and the rapid development of the Internet has also brought about by the development of e-commerce space unlimited. Internet banking is a new financial business, it can be acceptable to consumers that the market demand for this product information to promote the great wave, the traditional banking industry has been unable to meet the requirements of the modern economy, banks are the wishes of the network economy resulted in the development and growing up. From October 18, 1995 the worlds first since the birth of a network of banks, Internet banking on its own absolute superiority - the virtual and intelligent, globalization, low-cost, high efficiency, all-weather service, so intense competition was developed by leaps and bounds. Chinas Internet banking to its late start, from the current development of international banking, Internet banking has developed rapidly. Therefore, China must speed up the development of Internet banking, and ultimately with the international financial world.
Based on the analysis of e-commerce and Internet banking, based on the analysis of the current status of the development of Internet banking and Internet banking for the development of Chinas problems, the proposed network in the development of Chinas banks should take the following countermeasures: to create a network of banks in our country a good environment; to cultivate the main Bank of China to actively develop the network; strengthen networks to effectively monitor the banks.
Key words network bank; electronic commerce; develop
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