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天利考试信息网 天时地利 考无不胜 individual grantBusiness development, Head Office of qilu Bank personal credit risk management guidelines are issued to you, please carefully study and implement. Annex: qilu Bank personal credit risk management guidelines qilu Bank b o September 4, 12 key words: sends the individual credit guidelines to inform risk management: leadership, head office departments contact person: Chen Tel: 0531(total of 3) Qilu Banks Office issued on September 4, 2012 Annex: qilu Bank personal credit risk management practices chapter I General provisions to improve the quality of individual credit business, optimize the structure of assets, promote healthy development of individual credit business, according to the China Banking Regulatory Commission guidelines on credit due diligence and other related provisions, combined with Bank practice, these guidelines are formulated. Personal credit business mentioned in this guide, refers to natural persons of the Bank provide foreign currency loan business. Especially those good credit, source of repayment of the Bank stability, guarantee plenty of personal loan needs, and strengthen risk control and asset structure. Personal credit business says the parties must ensure that the borrower credit, such as true, real and have written evidence, strictly in accordance with the rules of the regulation, standards, effective against various types of internal and external fraud. Our ban and will actively take measures to prevent all forms of commercial bribery. Chapter II management principles management principles the Bank to implement the whole process individual grantBusiness development, Head Office of qilu Bank personal credit risk management guidelines are issued to you, please carefully study and implement. Annex: qilu Bank personal credit risk management guidelines qilu Bank b o September 4, 12 key words: sends