思路决定出路 念指引信念.docVIP

孝感联社抓改革促发展六大理念： 一考核两推进； 三尊三德； 四有班子； 五个严控； 六大中心。 思路决定出路 理念指引信念 ——孝感联社打出2010年抓改革促发展组合拳 “未战考军德，方战养士气，既战察敌情，著著精妙，步步环扣，此乃远谋也。”这是古人对曹刿论战的精辟评论。用现代经济学的说法就是，领导的自身修养及管理能力和感召力，员工的凝聚力和战斗力，竞争对手或市场情况分析，只有三者齐备相互依托，才能攻无不克战无不胜。2010年，孝感联社以组建农合行为目标，以“思路决定出路，理念指引信念”为指导思想，打造经营理念创新管理模式，推出以“一考核两推进、三尊三德、四有班子、五个严控、六大中心”为核心的经营理念，从领导修养、员工建设、绩效考核、内部管理、服务功能、产品推介等方面构建新的系统管理平台，打出年度抓改革促发展组合拳。 一考核、两推进——业务发展的灵魂 近几年来，孝感市农信社各项业务都有长足发展，但是风险高位运行的状况还没有得到根本转变，困扰农信社发展的包袱还非常沉重。目前，全市农信社历年亏损高达10.86亿元，不良贷款余额高达19.1亿元，占比高达32%，各项指标与上级联社要求和商业化经营相差甚远，其根本原因就在于绩效考核不严、信贷支农效果不佳、不良贷款清收盘活严重滞后。对此，市联社对症下药，从2010年4月份起，提出在全市农信社范围内集中开展以加强绩效考核，推进信贷支农和清收盘活攻坚为主题的“一考核、两推进”活动。 ——通过绩效考核挖潜力 “强者生、弱者亡、智者兴、愚者哀。”三军可夺气，将军可夺心匹夫不可夺志”，“惠而不费，劳而不怨，欲而不贪，泰而不骄，威而不猛。法不阿贵，绳不挠曲。法之所加智者弗能辞，勇者弗敢争。刑过不避大夫，赏善不遗匹夫。”(《有度》) in southwest of Zhejiang Provincial Committee of the partys struggle, develop democratic United Front against Japan, established the armed forces and the anti-Japanese base area, decided to establish the CPC Zhejiang Committee. In February 1939, with Gu Yuliang, Secretary Zhu, as Minister, Jie Xu into a propaganda Minister, Zhang Zhihua as womens Minister, Huang yan as youth Minister, zhexi recorder of Penrhyn as military Secretary of the establishment. Hanchang organization attached to the recorders of the West. After the Spring Festival, Zhu Xi was determined to rally, led by Wang Hesong more than more than 100 people, with first Road South into the team headquarters the name of back from Wuzhen to Wujiang yan ... Is month, established the Tomb area 1th branch-East water Hong Kong Branch, Branch Secretary Shen Yingjie. Is autumn, the Kuomintang Zhejiang Provincial Government in Southwest Bureau to intensify its anti-communist, ordered political team training in tianmu mountain, is intended to eliminate in the political power of the Communist Party, thorough restructuring of the provinces political team to make it become a tool of anti-Communist. In view of this situation, recorder of the West direction West open mass wo