美国公平信用报法(FCRA)译本.docVIP

美国公平信用报告法/ 公平信用报告法是本人于2002年为研究信用立法而做的基础工作，现分三篇全文送上，欢迎批评指正。 ? THE FAIR CREDIT REPORTING ACT TABLE OF CONTENTS §?601 Short title 小标题 §?602 Congressional findings and statement of purpose 国会决定和目的说明 §?603 Definitions; rules of construction 定义：法律解释规则 §?604 Permissible purposes of consumer reports 消费者报告可允许达到的目的 §?605 Requirements relating to information contained in consumer reports 对消费者报告有关信息的要求 §?606 Disclosure of investigative consumer reports 经调查的消费者报告的披露 §?607 Compliance procedures 须遵守的程序 §?608 Disclosures to governmental agencies 向政府机构披露 §?609 Disclosures to consumers 向消费者披露 §?610 Conditions and form of disclosure to consumers 对消费者披露的条件和格式 §?611 Procedure in case of disputed accuracy 准确性争议发生时的处理程序 §?612 Charges for certain disclosures 对某些披露收取的费用 §?613 Public record information for employment purposes 为就业目的提供公共记录信息 §?614 Restrictions on investigative consumer reports 对经调查的消费者报告的限制 §?615 Requirements on users of consumer reports 对消费者报告使用者的要求 §?616 Civil liability for willful noncompliance 故意违法的民事责任 §?617 Civil liability for negligent noncompliance 过失违法的民事责任 §?618 Jurisdiction of courts; limitation of actions 法院管辖权：诉讼时效 §?619 Obtaining information under false pretenses 受欺诈而获取的信息 §?620 Unauthorized disclosures by officers or employees 职员或雇员未经授权的披露 §?621 Administrative enforcement 行政执行 §?622 Information on overdue child support obligations 未尽儿童抚养义务的有关信息 §?623 Responsibilities of furnishers of information to consumer reporting agencies 向消费者报告机构提供信息的人的责任 §?624 Relation to State laws 与州法律的关系 §?625 Disclosures to FBI for counterintelligence purposes 为反间谍目的而向联邦调查局披露 §?626 Disclosures to governmental agencies for counterterrorism purposes 为反恐怖行为目的而向政府机构披露 ? ? §?601. Short title 小标题 This title may be cited as the Fair Credit Reporting Act.此小标题为“公平信用报告法”。 § 602. Congressional findings and statement of purpose [15 U.S.C. § 1681