2006年保险原理考卷答案标准.docVIP

2006年《保险学原理》考卷答案标准 （2004级保险、金融学 本科生） Ⅰ. 单项选择题 （每小题1分，共10分） 1.B 2. B 3.C 4.D 5.A 6.D 7.C 8.B 9.D 10.A Ⅱ. 多项选择（每小题2分，共20分） BCD 2.AC 3. ABD 4.AB 5.ACD 6.ABCD 7.ABC 8.BCD 9.BCD 10.BDE Ⅲ. Brief Answers（共24分） 1．What is an insurable interest? Why is an insurable interest required in every insurance contract? (6) Answers: (1)An insurable interest is one of the fundamental principles of insurance. It states that the insured must be in a position to loss financially if a loss occurs, or to incur some kind of harm if the loss take place. For example, a person has an insurabl