美国福利制度-英文概要.ppt

American welfare system ----美国福利制度 　　　　　　The system of American social security began in 1935, when Congress passed the social security act. It was established the after retirement pension system officially for the United States working groups. In 1956 after the revision of the law, pension also began to cover the disabled . 美国的社会保障体系始于1935年，当年国会通过了社会安全法，正式为美国工作的人群建立了退休后的养老金体系，1956年经过修法，养老金也开始涵盖残障人士。 . The social system 工作保险 生活补助 联邦社会 安全法案 医疗补助 USA 1、Federal Social Insurance 联邦社会保险 Federal social insurance, which including Retirement Benefits, Survivor’s Benefits, Disability Benefits and Medicare Benefits is established for the inaugural members, employees or once worked for himself and his family can attend, too. 联邦社会保险是为就职人士设立的，在职或曾经工作过的本人及其家属都可参加，主要包括退休金 、抚恤金、伤残金和医疗福利等。  2、 Unemployment Compensation 失业补助金 As long as you are laid-off unemployed, with or without savings may apply for. General grant period is 6 to 9 months, according to different circumstances may be extended states . 只要是遭辞退失业的，不管有无积蓄都可申请。一般补助期是6至9个月，按各州不同情况可能会有所延长。 3、 public assistance 公共援助金 　 It is designed for low-income or no income blind, elderly, handicapped and families with no income. Issued by the state government according to their respective living conditions, the applicant will be investigated to prove eligibility. 专为低收入或无收入的失明者、老人、残障者及无收入的家庭而设。由州政府按各自生活条件发放，申请者将接受调查以证明有申领资格。  4、The welfare for pregnant women  and children 孕妇与儿童福利 It’s established for the pregnant women and kids to ensure their health. There are providing the healthy service instead of giving away money. 为保护和增进孕妇及儿童的健康而设，并不分派现金，而是提供健康服务。 There are more-------- 一、工作保险  1、失业保险金 (unemployment Insurance) 失业保险金是一种保险制度。每月从受保人工资中扣除部分来投保，受保人一旦失业即可获赔，获赔金额一般是原工资的一半。 2、工人赔偿金( Worker’s Compensation Program) 由雇主向州政府或保险公司投保，工人因工受伤即可申领。具体 赔偿金额和时期由雇主所交的保费多少而定，同时也能报销一定的医疗费用。工人赔偿金非美籍人士亦可申请，且不会影响他日转换身份或入籍。 3、州立伤残保险金 （State Disability Insurance）