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Unit 14 Careers B卷
一、阅读理解
A
Although credit cards are becoming a more acceptable part of the financial scene,they are still regarded with doubts by many as being a major part of the“live now pay later”syndrome(综合症).Along with hirepurchase,rental and leasing schemes(租赁项目),they provide encouragement to spend more money.Of course,it is only the hotheaded who give way to the temptation to live,temporarily at least,beyond their means,and such people would no doubt manage to do so even without credit cards.
Advertising campaigns have,however,promoted a growing realization of the advantages of these small pieces of plastic.They prevent need to carry large amounts of cash and are always useful in emergencies.
All the credit card organizations charge interest on a monthly basis which may work out as high as 25 per cent a year,yet sensible purchasing using a card can mean that you obtain up to seven weeks,interestfree credit.Using the card abroad,where items frequently take a long time to be included on your account,can extend this period even further.
It is worthwhile shopping around before deciding on a particular credit card.It is necessary to consider the amount of credit granted;interest rates,which may vary slightly;the number and range of outlets(经销店),though most cards cover major garages,hotels,restaurants and department stores;and of course,what happens if your card is lost or stolen.A credit card thief may be sitting on a potential goldmine particularly if there is a delay in reporting the loss of the card.
However,if used wisely,a credit card can cost nothing,or at least help to tide_you_over_a_period_of financial difficulty.
1.The hotheaded are people who______.
A.spend more money than they have
B.spend less money than other people
C.save money
D.make money
2.The disadvantage of credit cards is______.
A.to enable you to buy things without carrying large amount of cash
B.to encourage people to spend more money
C.to be always useful in emergencies
D.to help peo
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