企业财务风险控制及防范.docVIP

题 目 企业财务风险控制及防范 英文题目 Enterprise financial risk control and protection 企业财务风险控制及防范 摘要 企业财务风险管理的目的在于了解风险的类型和特点,健全风险管理机制,将损失降至最低程度,为企业创造最大的收益。财务管理的目标是：利润最大化；每股盈余最大化；企业财富最大化；相关利益最大化。财务风险管理是指经营主体对其理财过程中存在的各种风险进行识别、度量和分析评价，并适时采取及时有效的方法进行防范和控制，以经济合理可行的方法进行处理，以保障理财活动安全正常开展，保证其经济利益免受损失的管理过程。 财务风险管理是由风险识别、风险度量和风险控制等环节组成的，其中核心是风险的度量问题。财务风险管理的目标是降低财务风险，减少风险损失。因此，在财务风险管理决策时要处理好成本和效率的关系，应该从最经济合理的角度来处置风险，制定财务风险管理策略。风险的动态性决定了财务风险管理是一个动态的过程。由于企业内外环境不断变化，因此，在财务风险管理计划的实施过程中，应该根据财务风险状态的变化，及时调整财务风险管理方案，对偏离财务风险管理目标的行为进行修正。本文从分析财务风险的类型和形成原因出发,阐述企业控制与防范财务风险的对策,提出预测、防范财务风险的建议。 关键词: 财务风险； 财务危机；财务预警； 风险管理 Enterprise financial risk control and protection Abstract financial risk management aims to understand the types and features of the risk, improve its risk management mechanism, will lose to lowest level, for enterprise to create the greatest gains. Financial management goal is: the profit maximization; Maximize earnings per share; Enterprise wealth maximization; Related benefit maximization. Financial risk management is the main body of the financial management of the existence of the all kinds of risk identification, measurement and analysis and evaluation, and adopting timely and effective methods to prevent and control to economic rational and feasible method for processing, in order to ensure the normal business financial management of safety, ensure its economic interests from the loss of the management process. Financial risk management is the risk identification, risk measurement and risk control, link formed, among them the core is the measure of risk. Financial risk management goal is to reduce financial risk, and reduce the risk loss. Therefore, in the financial risk management decisions to deal with good cost and efficiency of the relationship, should be the most reasonable economy from the point of view of the disposal of risk, and to prepare financial risk management strategy. The risk of the dynamic characteristics of the financial risk man