以单换证业务操作规程.docVIP

制度管理信息表 制度名称 平安银行“以单换证”业务操作规程 制度层级 □基本制度 ■ 一般制度 □ 操作规范 公司 起草部门 总行国际业务部 拟稿人 张向清 现行版本 1.0版，2012 现行版本印发日期 20124月 现行版本有效截止日期 2015年4月 密级 保密期限 3年 胡跃飞 上次版本 上次版本发文号 上次印发日期 纳入额度管理为客户办理业务前，必须已获得我行相应的授信额度且额度可用于业务。 国际业务处理出口收汇时，提示汇。经办按照提示 一、归还出口押汇；或 二、补足进口开证保证金，超出押汇还款或开证保证金部分，由网点办理转入客户账。 第三章 贷后管理 第十二条 经办行应密切做好收汇的跟踪、催收工作。单据如遭拒付，国际结算人员应依据国际惯例积极对外交涉，维护我行的权益,同时通知市场人员，市场人员应及时与联系，要求其与国外进口商协商，以尽早解决贸易争端，防范我行融资风险。出口款项收妥后，按有关规定办理归还押汇手续，恢复或注销客户授信额度。余款办理结汇、入账或转汇处理。若收款不足以归还押汇本息，经办行可从账户中补扣，不足补扣的,按有关程序进行追偿。 如实际收汇期限超过押汇天数,应向开证行或出口商追索迟收利息(或主动从出口商账户内扣收)。密切关注的经营情况，如出口单据遭拒付，应采取有效措施向催收，要求以自有资金款。如经过对外交涉和对内催收未果，我行应立即对采取积极、有效的保全措施，降低融资风险。 One hundred party knowledgeThe current and future periods, the development of the party staffs work principle is: adhere to the standards, and ensure the quality, improve the structure, Shen heavy development. this is according to the temporary task and team members, facing the party, and the experience of the development of party work since the founding of new China, put forward the basic lessons. The meaning of this policy is to show the party members must strictly adhere to the provisions of the constitution of the party standard, and ensure the quality of new party members, and should help to gradually improve the structure by team members, all to improve the quality of Party members, improve the fighting capacity of the party, strengthen the party in the whole society and influence cohesion.The development of party work sixteen words policy, is an organic whole of dialectical unity, to fully understand and grasp the Kennedy. Adhere to the standard refers to the development of Party members must strictly adhere to the provisions of the constitution of the Party member standard, not lower standards or other standards. Quality assurance, is to correctly handle the number of fingers with the quality of work, relationships, need and possibility, put quality first. Improve structure, refers to the development of new par