利率市场化对商业银行的影响.docxVIP

西南财经大学天府学院2014-2015-1期末考核题目：学生姓名：班级：学号：指导教师：2014年12月Abstract2(1)、The background of the commercial bank3(2)、The history of the the interest rate marketization motivation4(3)、The influence of it41.Push commercial bank financial innovation42.Commercial banks operating mechanism reform53.Commercial Banks profit space54.Commercial bank interest rate risk55. Advanced measurement and management of credit risk6（4）、how to solve the problems about he interest rate marketization of the commercial bank61.to promote efficient resource allocation is inclined to the user62.the rich financial products and financial services provider73.improve the operational efficiency of banks and the level of risk management74.to further rationalize the central banks monetary control ability, make the interest rate to fully reflect the monetary supply and demand85.good risk management ability of the financial subject8Reference ：9AbstractWith the deepening of our Economic system reform and financial system reform, interest rate marketization has been pushed gradually. After interest rate marketization, volatility and uncertainty of interest rate will seriously affect earning of China’s commercial bank. Thus, interest rate risk will become the major risk in China’s commercial bank. But due to the long-exercised interest rate control, China’s commercial bank has not paid enough attention to interest rate risk and also has not corresponding method and instruments to manage interest rate risk. The international experience has proved that interest rate marketization (IRM) plays an important regulative role in realizing the internal-external equilibrium and insuring the effective allocating of financial resources and promoting the Economic growth, etc. Relaxing the regulation and control on the capital price becomes an inevitable choice for the complete opening of China’s economy.How to manage interest rate risk effectively will become an importand problem for the Management of commercial bank. Key wor