13年全国硕士研究生统一考试英语(二)试题及答案.docVIP

英语（二） Section I??? Use of English Directions: Read the following text. Choose the best word(s) for each numbered blank and mark A, B, C or D on ANSWER SHEET 1. (10 points) Given the advantages of electronic money, you might think that we would move quickly to the cashless society in which all payments are made electronically.? 1? a true cashless society is probably not around the corner. Indeed, predictions have been? 2? for two decades but have not yet come to fruition. For example, Business Week predicted in 1975 that electronic means of payment would soon revolutionize the very? 3? of money itself, only to? 4? itself several years later. Why has the movement to a cashless society been so? 5? in coming? Although electronic means of payment may be more efficient than a payments system based on paper, several factors work? 6? the disappearance of the paper system. First, it is very? 7? to set up the computer, card reader, and telecornmunications networks necessary to make electronic money the? 8? form of payment Second, paper checks have the advantage that they? 9? receipts, something thai many consumers are unwilling to? 10? . Third, the use of paper checks gives consumers several days of float - it takes several days? 11 ?a check is cashed and funds are? 12? from the issuers account, which means that the writer of the check can cam interest on the funds in the meantime.? 13? electronic payments arc immediate, they eliminate the float for the consumer. Fourth, electronic means of payment may? 14? security and privacy concerns. We often hear media reports that an unauthorized hacker has been able to access a computer database and to alter information? 15? there. The fact that this is not an 16 occurrence means that dishonest persons might be able to access bank accounts in electronic payments systems and? 17? from someone elses accounts. The? 18? of this type of fraud is no easy task, and a new field of computer science is developing to 19? security issues. A furthe