经济类外文文献经济类外文文献.docxVIP

外文文献原文Improve?the?concept?of?financial?supervision?in?rural?areasFarmers?in?Chinas?vast?population,?has?some?large-scale?production?of?the?farmers,?but?also?survival-oriented?farmers,?huge?differences?between?the?financial?needs?of?rural?finance?intermediation?makes?complex,?together?with?agriculture?itself?is?the?profit?low,?natural?and?market?risks?high?risk?decision?to?weak?agricultural?industry?characteristics,?resulting?in?the?cost?of?rural?financial?transactions?is?far?higher?than?the?city,?also?decided?to?organize?the?rural?financial?system?in?terms?of?operation?or?in?the?market?has?its?own?special?characteristics.?20?years?of?financial?refor,?financial?development?while?the?Chinese?city?made?impressive?achieveme-nts,?but?the?rural?finance?is?the?entire?financial?system?is?still?the?weakest?link.Insufficient?supply?of?rural?finance,competition?is?not?sufficient,farmers?and?agricultural?enterprises?in?getting?loans?and?other?issues?is?alsovery?prominent,?backward?rural?financial?system?can?no?longer?effectively?support?the?development?of?modern?agriculture?or?the?transformation?of?traditional?agriculture?and?the?building?of?new?socialist?countryside,which?to?improve?the?rural?financial?supervision?new?topic.Chinas?rural?financial?regulatory?problems(A)?the?formation?of?Chinas?financial?regulatory?system?had?a?line?three?commission??(Peoples?Bank,the?Securities?Regulatory?Commission,Insurance?Regulatory?Commission?and?the?Banking?Regulatory?Commission)?financial?regulatory?structure.Bank?These?stringent?requirements,different?management?and?diversification?of?monitoring?has?its?positive?role,but?it?also?had?some?negative?effects.First,inefficient?supervision,supervision?of?internal?consumption?of?high?costs,limited?financial?industry?business?development?and?innovation?space.Second,the?regulatory?agencies,regulatory?bodies?and?the?information?asymmetry?between?central?banks,banking,?securities,and?insurance?mechanisms?of?coordination?between?regulatory?bodies?a