房高价--本科毕业论文.doc

中文摘要 2008年，一场由美国次贷危机引发的经济危机瞬间形成了全球性的金融危机，各国经济受到严重打击。我国也未免其中，美国的次贷危机是由美国人贷款买房换不起贷款引起的，这很容易让人联想到目前我国高高的房价。自从1998年住房制度改革以来，我国房地产市场发展迅速，房地产业逐渐成为国民经济的支柱产业之一。然而2003年以后，房价迅速上涨，超过了绝大部分城镇居民的正常承受能力。本文通过房地产商品的价格构成，房价收入比来分析当前房价是否合理；从住房的有效需求旺盛，土地价格上涨，土地财政；投资渠道单一，民间资本与国外资本炒房投机；房地产参与方利益博弈能力不同等几个方面来分析房价上涨的原因。同时，随着生产效率的提高和经济的快速发展，越来越多的农民涌入城市，大学毕业生留在城市，我国城市化进程正在进入快速发展阶段，预计到2020年我国城市化率将达到55%-60%..城市化进程的加快，一方面买房的人大量增加，住房市场需求旺盛；另一方面，房地产的经营周期较长，从规划设计、开工建设、预售销售、办理入住需要一年甚至更长的时间，住房供不应求，价格上涨。目前我国CPI（居民消费价格指数）上涨厉害，国内投资渠道不完善，房产是保值增值的商品，出现了大量的炒房现象，进一步抬高了房价。当前我国正处于21世纪战略机遇期，现代化是我国走向发达国家的必由之路。现代化的标志是工业化和城市化，工业化与城市化存在正相关的互动关系。一方面，城市化是工业化的结果，另一方面，城市化推动了工业化。城市化和工业化的发展需要一定的空间，这个空间就是城市。高房价增加了制造业和服务业的生产成本，留不住人才，降低了企业的利润空间，加剧我国的产业结构不平衡和社会贫富差距，阻碍了城市化进程，政府应采取政治经济手段进行调控。 关键词：高房价 房价收入比 城市化 工业化 Abstract In 2008, a us subprime mortgage crisis triggered by the economic crisis instant global financial crisis has formed by a severe blow, economies. Our country also rather among them, Americas subprime crisis is an American loant afford loans of the cause, it is easy to imagine that current high prices. Housing system reform since 1998, Chinas real estate market since the rapid development, the real estate industry gradually become one of pillar industries of national economy. However after 2003, house prices rising quickly, more than most urban residents normal bear ability. This article through the price of real estate goods form, the housing price to income than analysis current house price is reasonable; The effective demand from housing, land prices rose, land finance; The single channel, private capital investment with foreign capital ChaoFang speculate; Real estate parties interest game from several aspects such as different ability to analysis the reason prices. At the same time, along with the production efficiency and the rapid development of economy, more and more farmers flooded into cities, the university graduates stay city, of Chinas urbanization is entering a rapid development stage,