(金融专业英语考题总结.docVIP

China’s Financial System Describe the financial system of China. (Write down three institutions’ name of each sector optionally.) 简单描述中国的金融体系。 China’s financial system consists of banking, non-banking financial sectors, financial markets and regulatory commissions. Banking includes PBC (The People’s Bank of China), policy banks, state-owned banks and other commercial banks. And among them, policy banks contain CDB (China Development Bank), EXIMBC (The Import-Export Bank of China), ADBC(Agricultural Development Bank of China); State-owned banks contain BC (Bank of China), ICBC (Industrial and Commercial Bank of China), ABC(Agricultural Bank of China),CCB(China Construction Bank); Other commercial banks contains BComm, Citic Bank, Everbright, Huaxia, Minsheng, Guangdong D(Guangdong Development Bank), Shenzheng D, Merchants, Xingye, Pudong D, Hengfeng, Zheshang, Urban Commmercial, Rural Commercial, and so on. Non-banking financial sectors includes Financial Asset Management CO. which manage non-performing assets of the big 4 banks: ICBC’s Huarong, ABC’s Changcheng, BC’s Dongfang, CBC’s Xinda; Insurance Co.; Trust Invest.; Securities Co.; Financial Leasing; Urban CC; Rural CC;Investment fund; Postal savings and other institutions. Financial markets include money market, stock market, band market, futures market, VC/PE and real estate. Regulatory commission includes CBRC（China Banking Regulatory Commission）, CSRC（China Securities Regulatory Commission）, CIRC（China Insurance Regulatory Commission）, SAFE(State Administration of Foreign Exchange), and son on. Short History of Modern Finance 1. When is the watershed year of modern finance? Nineteen fifty-two is the watershed year for modern finance. 现代金融的分水岭是1952年。 Who is the founder/ Milestone Character of modern finance? Harry Markowitz （哈里﹒马克维茨）. 现代金融的鼻祖是哈里﹒马克维茨。 3. Before 1945, the macro finance is concerned with the monetary system, and after 1945, it pays more attention to finance market. 1945年以前宏观金融关注的是货币制度，194