2014年11月10日版本-请扫描以查询验证条款.PDF

请扫描以查询验证条款 IGEB1410 寰球尊享 招商信诺[2014]医疗保险057 号 招商信诺寰球尊享高端个人医疗保险条款阅读指引 The Reading Guide to CIGNACMB Global Individual Platinum Medical Insurance Provision 本阅读指引帮助您理解条款，若与条款冲突，以条款为准。 This guide intends to help you better understand the following policy provision. In the case of any conflicts with the policy provision, the policy provision should always be valid and binding. ? 您所拥有的重要权益 Highlight of Your Rights 1. 在首次投保时，若您方在签收保险合同后研究认为不符合您的需求或期望，您方可以在签 收之日起15 天内联系我方解除本保险合同。如果尚未发生理赔或直付服务、也没有进行过 付款担保或付款预授权，我方将无息全额退还您方已交纳的全部保险费。粗体词汇的理解 请见释义。 At your first application, if you think that policy does not meet your needs or has not been issued in accordance with your intention after your receiving and signing for the certificate of insurance, you may ask us to cancel it within fifteen (15) days upon your sign-for. If no claims or direct settlement have been made, and no guarantees of payment or prior approvals have been put in place, we will refund any premium which has been paid and without accrued interest. Words and phrases in bold have the meanings given to them in ’Definitions’. 2. 被保险人可以享受本保险合同提供的保障。 Beneficiaries are covered by the benefits on the policy. ? 您应特别注意的事项 Matters for attention 1. 请您注意理解各项保险责任的保障内容，相应选择您的保障计划。 Please make sure you know all benefits, and decide your insurance coverage accordingly. 2. 请您留意关于保险金给付限额和条件的条款。 Please pay attention to the provisions about the limits and conditions of cover. 3. 请您留意责任免除条款，尤其是已加下划线的免除或限制我方责任的条款。 Please pay attention to the provisions about exclusions, especially those having been underlined. 4. 请您留意保险合同中关于保险期间及合同效力终止的条款。 Please pay attention to the provisions about period of cover and policy termination. 5. 请您留