国际金融监新特点与我国的选择.doc

摘要 金融全球化也意味着金融风险全球化，2008年美国的次贷危机使不同国家的金融业都遭到不同程度的打击，许多国家都根据自身情况进行了金融监管的改革，本文将以美欧英为例分析国际金融监管的新特点，并提出我国金融改革的建议。 关键词：金融监管 特点 改革 伴随着经济一体化和金融全球化的发展，国际金融业发生了巨大变化：大型跨国银行和金融集团不断涌现、单一银行逐渐为全能银行所代替、国际资本流动迅速膨胀、新的金融工具层出不穷。这使得国与国之间的金融联系越来越紧密，但随之而来的是金融风险和金融危机在国际问的迅速传递及其破坏性的加剧。 2008年美国爆发的次债危机使美国金融业遭受了沉重打击，大量金融机构被迫破产清算，在全球具有重要影响的华尔街五大独立投资银行更是全军覆灭 (三家破产两家转型)，甚至造成至今其经济低迷和失业率居高不下。这次危机还蔓延到欧洲国家，希腊、爱尔兰相继发生主权债务危机。 在后国际金融危机时期，全球金融格局发生深刻变化，2010年7期 Subsequently, the Anhui Army military Special Branch, in Shanghais Central Intelligence Organization and the Communist party organization in Western Zhejiang Province, sent party backbone, respectively, went to Wu Jiangyan opened the Tomb, Tomb of heroic people, under the leadership of the Communist Party, fear no sacrifice and persevering, goal of the anti-Japanese revolutionary struggle. (A) stationed in Taoyuan area (Tomb of) 1, the new army of the Communist Party of China underground organization in September 1938, the CPC Zhuang Shaozhen (Zhuang Zhen, Nanxun people) by the Deputy Director of the political Department of the army on Deng Zihuis dispatch, operating from Jing County, Anhui Province, the Lake reached the Tomb, its tasks are: looking for reliable object, introduce them to the new, to expand the new team. Zhuang Shaozhen KMT-CPC cooperation as an opportunity, after classmates Yao Bi (Nanxun people, Ren Zhuxi force staff Director), introduced into the Kuomintang government political team, and as a political leader. He used this opportunity to invite progressive youth Hong Haiquan form a political team, at this point, the County Government has just been established, local school, unemployed youth are more quickly absorbed sheng, zhenze, Miaogang, Nanxun, huzhou, more than 20 more than required-Japanese youth. In order to raise the level of political players and the ability to work, Zhuang Shaozhen Xu Temple, is for the establishment of youth ... Political activities will soon attract the attention of the Kuomintan