金融英语part6execise金融英语part6exercise.docVIP

Part6 1. Multiple Choice(1) Which is not the category of the risk-based five-category loan classification system? A. Pass B. Special mention C. Substandard D. Bad debts(2) In _____, exporters bank provides loans to the importer or to an importers bank. A. buyer credit B. supplier credit C. forfeiting D. BOT approach(3) _______is an indicator of leverage ratios. A. Net income/net account receivable B. Net sales/net account receivableC. Quick assets/current liabilities D. Total liabilities/capital funds(4) In real estate loan, maximum amount of which is _______of the property. bank. A. 50% B. 60% C. 70% D. 80%(5) A typical forfaiting transaction involves five parties. They are__________. A. exporter, importer, forfaiter, investor, and importers bankB. exporter, importer, forfaiter, investor, and exporters bankC. exporter, importer, forfaiter, investor, and any bankD. exporter, importer, forfaiter, investor, and forfaiters bank(6) ___________is a kind of short-term loan to meet temporary need and is supposed to pay back at one time. A. Credit card B. Consumer credit C. Amortization loans D. Non-installment loan(7) In amortization loans, the borrower can pay back __________. A. at one time B. interest at one timeC. principal at one time D. at several times(8) _______is also called bridge loan. A. Credit card B. Amortization loan C. Non-installment loan D. Short-term loan(9) BOT is an abbreviated form of_____________. A. build-or-technology B. build-operate-transferC. build-operate-technology D. benefit-operate-transfer(10) The first principle of budgetary control is to __________. A. record the actual performanceB. compare the actual performance with that plannedC. establish a plan or target of performance which coordinates all the activities of the businessD. act immedi