金融英语Part2-3 xercise金融英语Part2-3 exercise.docVIP

Part2 1. Multiple Choice(1) According to Basel Accord issued in 1988, the capital adequacy ratio should be higher than ________. A. 6% B. 7% C. 8% D. 9%(2)Basle Accord issued in 1988 divides the capital of a bank into ________. A. tier 1 and 2 B. pass and special mention C. outstanding and excellent D. standard and substandard(3) In CAMELS system, the best performance is rated as ________. A. 1 B. pass C. 5 D. outstanding(4) In China, _________has the power to carry out financial supervision obligation. A. central bank B. the CBRC C. fiscal department D. the State Council(5) The C in CAMELS system refers to _________. A. capacity B. currency C. capital D. capability(6) There are _______kinds of risk weight about assets quality in Basel Accord. A. 3 B. 4 C. 5 D. 6(7) ________is the core of bank licensing process. A. An information pre-filing stage B. The application stage C. The organizing stage D. The operation stage(8) The supervision authority will not scrutinize __________ when it licenses a proposed bank. A. the qualification of managers B. business site C. the source of capital D. operation plan(9) The aim of financial supervision is ________. A. to save failing banks B. to protect all savings accountC. to maintain reputation of financial system D. to control asset quality(10) In China, the minimum capital requirement for a national-level commercial bank is RMB________billion. A. 1 B. 150 C. 180 D. 200 2. True or False(1) The banking organizations are not so highly geared as the industrial companies. A. true　　　　　　B. false (2) The limit on the deposit insurance coverage also serves to minimize moral hazard on the part of the depositors. A. true　　　　　　B. false (3) Bank charter is usually granted by the central bank or a separate supervisory body of a country.A. true　　　　　　B. false (4) Banking, b