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ANOVERWIEWoftheU.S.HEALTHCAREDELIVERYSYSTEM
WHO NEEDS INSURANCE COMPANIES ANYWAY?or“Get the insurance companies out of my health care”;BEFORE HEALTH INSURANCE BEGAN…;BEGINNINGS OF PRIVATE EMPLOYMENT-BASED HEALTH INSURANCE;LIMITED GOVERNMENT HEALTH INSURANCE;DOMINANCE OF FOR-PROFIT HEALTH INSURANCE;EXPANSION OF UNIVERSAL HEALTH INSURANCE;Our Public System Covers Fewer, and Private Insurance Dominates;How Does the U.S. Compare with Other Countries?;Hospital Inpatient Days Per Capita;Physician Visits Per Capita;Bone Marrow Transplants;MRI Units/Population;CT Scanners per million population 2002;US Life Expectancy is Less than Many Other Countries;…and its Infant Mortality is Higher;The US spends more, but our system doesn’t work well, and we aren’t happy with it.;Number of Uninsured Americans (Millions);Playing Doctor? (cartoon);U.S. Health Costs are 70% Greater than the Median of Other Countries;Our Public Sector Alone Spends More than Other Countries: Americans Pay for National Health Insurance but Don’t Receive It;THE COST OF CARE CREATES HEALTH PROBLEMS AS WELL AS FINANCIAL PROBLEMS;HIGH COST OF HEALTH INSURANCE PREMIUMS;CONNECTING THE DOTS:;THE MAJORITY OF AMERICANS HAVE PRIVATE INSURANCE … ;…BUT IT PAYS MUCH LESS THAN HALF THE COST;A PUZZLE:;THE ANSWER:;CEO’S COMPENSATION 2004;Private Insurers’ High Overhead;Hospital Billing AdministrationUnited States Canada;Physicians Billing Office ExpensesUnited States Canada;Billing and Insurance Costs Account For More Than 20% of All Health Care Costs;Half of Middle- and Lower-Income Adults Experience Serious Problems Paying Medical Bills or Insurance Premiums;Worries About Affordability and Access to High-Quality Care Spreading to Middle-Income Families ;Insurance Complexity: Two of Five Adults Report Having to Spend Time on Paperwork or Disputes Related to Medical Bills and Health Insurance in the Past Two Years;The US Health Care System! – Uwe Reinhardt;PROBLEMS CREATED BY PRIVATE HEALTH INSURANCE #1;And Health Insurance Costs Keep Rising;Wall Street Jou
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