EnsuringCapitalEfficiencyofRussianSecuritisation.pptVIP

Ensuring Capital Efficiency of Russian Securitisation Transactions;Introduction;1. Why is Capital Efficiency so Important for Russian Financial Institutions?;Rapid growth expected in the retail and mortgage lending sectors;Growth seen to date has impacted capital adequacy ratios;2. How does Securitisation Provide Capital Relief?;Securitisation provides risk transfer from originator to ABS investors;Sale of the subordinated notes results in capital relief;Example: Capital and provisions relief;3. How current Russian legislation addresses capital relief for securitisation transactions.;No securi