BranchLicensingandAreaofOperations.pptVIP

Credit Management;Credit Opportunity;1.1 Introduction (Cancel);1.2 Debt Capacity ;1.2.1.Borrower’s Liquidity and solvency ;1.2.2.Variability of borrowers cash flow and asset values ;1.2.3 Borrower’s Risk Tolerance ;1.2.4 Projected Cash flow Statements;1.2.5 Matching Assets and term of the loan;2. Obtaining credit ;3. Excessive Debt ; 4. Lender’s criteria “Five Cs of creditworthiness” (Cancel) Success is obtaining credit at a reasonable interest rate depends on how well borrowers present themselves financially to a lender. Clients are assessed on the information in a loan applic