sme financing causes and solutions 中小企业融资难的原因及其解决途径分析 —外文翻译_学位论文.doc

Sme financing causes and solutions Abstract As a new financing lease financing tools ,In recent years in our countrys modern economy is developing rapidly .However, most of the lease financing companies in actively explore the market at the same time .The risk of financing lease knowledge and understanding but will stay on the surface .Risk control work also at groping stage .Construction perfect, system risk control system necessary and urgent .The author financing lease in a systematic, on the basis of risk .According to its own work experience, The system is presented countermeasures .To help enterprises to renew the idea .Do risk control work . Keywords: financing lease risk risk control Some financing causes and solutions Lynn M.Fisher Since the reform and opening up, the Chinese small and medium-sized enterprises are the rapid development of Chinas national economy, improve the contribution, small and medium-sized enterprises in promoting economic growth and create jobs, increase farmers income, the transfer of rural surplus labor force is playing more and more important, etc. However, in recent years, the development of small and medium-sized enterprises facing great difficulties. Especially the influence to the further development of small and medium-sized enterprises in China is the most important factor to same financing channel is narrow, financing, financing number structure unreasonable, financing cost is high. If less than 30% of the industrial sector contribution of state-owned enterprise occupied 70% of bank loan, but creates 70 percent of the GDP of the non-state-owned enterprises only 30% of the bank loans. If this phenomenon is not sufficient to improve, small and medium-sized enterprises will be difficult, sustained and rapid development of the whole national economy will directly influence the development. 1. Some financing reason analysis From the above we can see the present financing, financing China has restricted the development of smal