Automobilepurchasingautoinsurance购买汽车和汽车保险.pptVIP

Automobile purchasing auto insurance 购买汽车和汽车保险 ;;Automobile producers汽车生产国;;;The largest car sales market 最大的汽车销售市场;;Suggestions of automobile purchasing购买建议 ;;;;;;New words phrases ;;;;;What is auto insurance ？;; ; What do you need to know? 1. Compulsory Insurance（交强险） Commercial Insurance （商业保险） 2.Basic Insurance（基本险/主险） Additional Insurance （附加险） ; It is a mandatory requirement and each individual car must be insured（参保的） or the vehicle will not be considered legal. ;;;;;collision碰撞;overturn倾覆;falling坠落(包括外界物体坠落、倒塌）;Fire火灾;explosion 爆炸;Lightning strike 雷击;Violent wind or tornado 暴风/龙卷风;rainstorm暴雨;Flood 洪水;seaquake 海啸;subsidence 地陷;Rock fall 崖崩;;Snow slide 雪崩;hail 雹灾;;mud-rock flow 泥石流;Land slide 滑坡;全车被盗、自然损耗、车辆故障、零件单体缺件;被保险人、驾驶人员肇事逃逸或毁灭现场证据;战争、军事冲突、恐怖活动、暴乱、;本车所载货物的撞击、腐蚀;未经被保险人同意或允许而驾车的;; If the whole vehicle is stolen or robbed, and has not been found for three months after the case is put on record and verified by the police criminal investigation, the insurance company would pay for it. . ;;Breakage of windscreen;Internal combustion damage insurance ;Additional equipment damage insurance;The primary function of the third party liability insurance is to protect the benefit of the third party who is injured in the accidents (compensate for). If the insured or the eligible(合格的） driver allowed to drive the car is at fault in an accident, the insurance company will pay for the repair charge, medical fee and property financial loss caused to the third party in the accident. ;The third party 第三者; 第三者责任险是指被保险人或其允许的合格驾驶员，在使用保险汽车过程中，发生意外事故，致使第三者遭受人身伤害或财产的直接损毁，依法应当由被保险人支付的赔偿金额，保险人依法给予赔偿的一种保险。由于汽车的第三者损失对象既有人身伤亡又有财产损失，所以汽车责任保险又分为第三者人身伤害责任保险和第三者财产损失责任保险。;Liability coverage (insurance)责任险;Bodily Injury Liability 人身伤害责任险;Property Damage Liability 财产损失责任险;PASSENGER LIABILITY INSURANCE 车上人员责任险 ;;Difference between vehicle damage insurance and the third party liability ;Advice ;Tips;;