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Recursive estimation of the claim rates and sizes in an insurance model 外文参考文献
RECURSIVEESTIMATIONOFTHECLAIMRATES
ANDSIZESINANINSURANCEMODEL
LAKHDARAGGOUN
Received19October2003andinrevisedform16May2004
Itisacommonfactthatformostclassesofgeneralinsurance, manypossiblesourcesof
heterogeneity ofriskexist.Premium ratesbased oninformation fromaheterogeneous
portfolio might be quite inadequate. One way of reducing this danger is by grouping
policiesaccordingtothedi?erentlevelsofthevariousriskfactorsinvolved.Usingmea-
surechangetechniques,wederiverecursive?ltersandpredictorsfortheclaimratesand
claimsizesforthedi?erentgroups.
1.Introduction
Allprocessesarede?nedonameasur
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