重大疾病定义(国外英文资料).docVIP

重大疾病定义 Before the speech Comparison and selection of major disease insurance product for the convenience of consumers, to protect consumers rights and interests, combined with the major disease insurance development of our country and the progress of modern medicine, and draw lessons from international experience, Chinas insurance industry association and China association of physicians make joint disease definition of major disease insurance (hereinafter referred to as the disease definition). To guide the insurance company to use disease definition, China insurance industry association is established disease definition of major disease insurance access specification (hereinafter referred to as the specification). According to the origin, development and characteristics of major disease insurance, disease mentioned in this specification refers to the major disease insurance contract state of disease, illness or surgery. 1 scope Disease defined in this specification in reference to adults major disease insurance development at home and abroad and develop on the basis of the progress of modern medicine, as a result, this specification applies to the insurance period mainly for adults (more than 18 years of age) phase of the major disease insurance. 2 use the principle of 2.1 the insurance company will product named as major disease insurance, and insurance period mainly for adults (more than 18 years of age) stage, the product security disease range should be included within this specification of malignant tumors, acute myocardial infarction, stroke sequela, coronary artery bypass surgery (or coronary artery bypass grafting), a major organ transplantation or hematopoietic stem cell transplantation, end-stage renal disease, or chronic renal failure uremia period); In addition to the six diseases, insurance companies may choose to use other diseases within the range of the disease. At the same time, the disease should be defined by the name and disease of the disease.