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大都会康晴保单条款
MetLife Silver Lining Critical Illness Protector
PART I - TERM OF POLICY
This Policy is issued for a term from the Policy Date to the Maturity Date and provides coverage subject to the terms and
conditions of this Policy.
PART II – DEFINITIONS
2.1 The definitions in this section apply to the following words and phrases wherever they appear in this Policy unless the
context otherwise requires.
“Accident” means any sudden, unforeseen, unexpected, external, violent and visible event.
“Accidental” shall be construed accordingly.
“Accumulated Dividend” means the aggregate of the Annual Dividend accumulated to the credit of the Policy in
accordance with Clause 7.6.1(i).
“Activities of Daily Living” means the following activities:
(i) Dressing
The ability to put on, take off, secure and unfasten all garments and, as
appropriate, any braces, artificial limbs or other surgical appliances for
oneself.
(ii) Feeding
The ability to feed oneself once food has been prepared and made available.
(iii) Mobility
The ability to move oneself from room to room on level surfaces in an indoor
envi
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