天津市融资租赁发展存在的问题和对策.doc

天津市融资租赁发展存在问题与对策研究?Study on the problems and Countermeasures of the development of financial leasing in Tianjin 专 业： 2012财务管理With the development of the world economy, financial leasing industry as a new industry in the economic development of the role of more and more large. Tianjin as the important part of national economy of the north, the financing leasing industry development is essential, but in the development of the industry exists many problems, then solve the these problems, to ensure the healthy development of financial leasing industry become the most important economic work. This paper firstly analyzes the function and role of the financial leasing industry, financing lease to the city of Tianjin mainly four functions, respectively is the financing function, the function of product promotion, investment and asset management functions from the basic concept of financing lease. Second, the paper analyzed the problems existing at the present stage of Tianjin city financing leasing industry in the development process, although in stage financing leasing industry in Tianjin development rapidly, but as a result of state policy, legal environment, industry of its own environmental constraints, inevitably will appear a series of problems. These problems are reflected in the financial leasing legal environment, credit institutions, industry talent shortage, and poor market development ability. And the causes for these problems, the reasons for these problems are the main legal system is not perfect, management regulation is not in place, there is no uniform industry standard, personnel selection system has some problems. Finally, according to the Tianjin city at this stage of the actual situation and the national team of financial leasing industry policy, from government departments, perfecting the legal, industry self-regulation, reform of talent selection system, such as multi ostentatious / full range proposed some suggestions and countermeasu