农民工社保险制度建设探析_陈仰东.pdfVIP

254 大连理工大学学报(社会科学版) Vol. 2 5 , No. 4 2004 12 Journal of Dalian University of Technology ( Social Sciences) Dec. 2 0 0 4 陈仰 东,　郭 文臣 ( 1. , 116024; 2. , 116024 ) 　　　: 农民工问题是我国城市化、工业化进程中出 的一个十分棘手的社会问题。问题的焦点是保障农民工的权 益和农民工的社会保险制度的构建问题。农民工社会保险制度建设必须从中国实际出发,针对农民工社会保险存在的主 要问题,明确指导思想和总体思路 ,借鉴城镇职工社会保险制度的经验,采取“统账结合”的模式 ,实行“小统筹大账户”, 根据农民工的 实需要确定保险项目、保障水平、管理方式等,并且要注意与 有城乡社会保障制度的协调与统一。 　　: ; ; 　　: 632. 1 　　　: : 1008-407 (2004) 04-0087-06 D A X On construction of peasant workers social insurance system 1 2 - ,　 - CHEN Yang dong GUO Wen chen ( 1. Dalian Social Insurance Research Center , Dalian 11601 , China; 2. School of Management , Dalian Universit of Technolog , Dalian 11602 , China ) Abstract: The problem abo t the peasant w orkers has become a very complicated iss e in the process of rbanization and ind strialization of o r co ntry. The foc s of the problem is how to ens re the rights and interests of the peasant w orkers and how to constr ct their social ins rance system. The instit tional improvement of the social ins rance of the peasant w orkers m st be set o t from China s reality. Aiming at the main problems of the social ins rance of the peasant workers, it is necessary for s to adopt the experience of the rban w orkers social ins rance system for reference: taking th e model of“combining the social f nds w ith the personal acco nts”; implementing the method of “more personal acco nts and less social f nds”; defining the ins rance project; the ens ring competence