四金和五险一金（国外英文资料）.docVIP

四金和五险一金（国外英文资料）Four goldenOne, four gold components:Pension insurance, medical insurance, unemployment insurance, housing accumulation fund. Your four gold base is your monthly salary.Second, the way of calculation:Pension benefits = wages * 8 % + wages * 22 %Medical insurance benefits = wages * 2 % + wages * 12%Unemployment insurance is equal to wages by 1% plus wages by 2%Housing accumulation fund = salary by 7% + salary by 7%The above individual is part of the plus sign, which is 8 percent plus 2 percent plus 1 percent plus 7 percent, which is 18 percent. That is to say, after four gold, the salary is 82 percent of the salary, and the income tax, of course. So if the unit should be paid 3,000 words, its only 2399 after four gold and income taxes.Note the following points:Before signing a labor contract, be sure to ask whether the salary is deducted after deducting four gold.2, 4 gold does not pay will not be able to calculate length of service, and certainly there is no record in government service, that means you cant enjoy some of the government policy protection, said the clear you are not a formal worker.The unit does not pay four gold, according to normal recruit is illegal behavior.New grads often dont know about these things, but dont talk about benefits, just salary, which is a way for many students to cheat a new graduate.Five social insurance and one housing fundFive social insurance and one housing fund: 5 insurance refers to primary endowment insurance, medical insurance, unemployment insurance, injury insurance, maternity insurance. A gold refers to the housing accumulation fund.Source:According to the regulations of the state, five social insurance and one housing fund with unit of choose and employ persons and individual is collective pay, pay regularly, deposited in the opening of insurance as an individual account or provident fund account, unite by the functions of the related social management. Base of pay cost wage : in general is your one yea