金融英语︰银行储蓄存款通存通兑业务介绍.docxVIP

美联英语提供：金融英语：银行储蓄存款通存通兑业务介绍小编给你一个美联英语官方试听课申请链接：/?tid=16-73374-0　　　Automatic banking of savings deposits is a method of banking service that a client having a deposit account will make deposits or withdrawals against a debit card or the passbook in any banking outlets all over the country． Nationwide different－areas automatic banking of local and foreign currency current and time deposits has been realized．　　储蓄存款通存通兑业务是指客户只要开立储蓄存　　If you remit fund from abroad into China and want to pay the beneficiary in RMB， bank oversea office can convert it into RMB according to the exchange rate level on the remittance day and inform domestic office to pay RMB fund to the beneficiary appointed by you．　　如您在境外向国内汇入汇款，并要求以人民币交付给收款人，银行境外机构可先按照汇款日的汇率水平折成人民币，告知国内机构，并将人民币款项交付给您指定的收款人。　　银行产品介绍：Deposit Certificate Loss Reporting储蓄存款挂失业务　　If a certificate of deposit， a bank passbook or a seal of a client is lost or stolen， or the password is forgotten， the loss reporting may be handled at the bank as the following procedures：　　客户的储蓄存单、存折、印鉴如不慎遗失、被盗或密码遗忘，可按下列手续到银行办理挂失：　　The client shall immediately handle the written loss reporting procedures at the original depository bank． In reporting loss， the client shall present the personal credentials （ID card， residence permit， passport， etc．） and also provide the related deposit information such as account， account holders name， time of account opening， amount， type of currency and maturity． The loss reporting may be accepted after the bank certifies them correct， and the bank confirms that the payment has not been made before the loss reporting is handled． If the client can not be present at the bank in handling the loss reporting， he or she may authorize another person to handle it on his / her behalf and at the same time the credentials of the agent shall be presented． The loss reporting of password may not be handled on agency．　　客户应立即到原存款行办理书面挂失手续，挂失时客户应持本人身份证件（身份证、暂住证、护照等）并提供账户、户名、开户时间、金额、币种、期限等有关存款内容，经银行审核无误后即可办理挂失，银行经查实确未支付方可受理。如客户不能亲自前往银行，