P2P法律法规(国外英语资料).doc

P2P法律法规(国外英语资料) 01 and March 3, 2014, a number of authoritative sources, norms and the development of Internet banking business is expected to be written into the 2014 government work report. It contains two meanings, one is standard, previously belonging to the barbaric Internet banking will be incorporated into a unified regulatory category; two, development, as an important part of Inclusive Finance to encourage Internet financial innovation. 02, according to the Supreme Peoples Court on the trial of criminal cases of illegal fund-raising problems explain the specific application of the law article third of the last 1 paragraphs: illegally or disguised deposits from the public, mainly used for normal production and business activities, timely repaying the funds absorbed, can be exempted from criminal punishment; the circumstances are obviously minor, not as a crime processing. Raise the behavior person money is mainly used for normal production and business activities, timely repaying the funds absorbed, so that it can not deal with as a crime. 03, judicial interpretation of the relevant legal liability of the P2P platform Illegal P2P platform itself would not consider (except for the first and third red line), even in pure peer-to-peer service P2P platform, because of its own belongs to the information publishing platform, which belongs to the legal position of advertising, but the release of information is the financial supply and demand information, therefore, there is a huge legal risk. In this regard, the Supreme Court has made clear provisions on the judicial interpretation of illegal fund-raising. As follows: Interpretation of the Supreme Peoples Court on the trial of criminal cases of illegal fund-raising problems in the specific application of the law (the Supreme Peoples Court on November 22, 2010 by the 1502nd meeting of the judicial committee, since January 4, 2011 Implementation) Eighth advertising agents and publishers in violation of state regulati