对xx县中小企业信用担保中心运行情况的调查与思考(国外英语资料).docVIP

对xx县中小企业信用担保中心运行情况的调查与思考(国外英语资料) Investigation and Reflection on the operation of small and medium sized enterprises credit guarantee centers in XX County XX County Government Secretariat, in recent years, XXX County small and medium enterprises have developed rapidly, forming a larger advantage of cotton textile cluster, and made important contributions to the development of county economy. But with the adjustment of national policies, especially the reform of the financial system step by step, loans to SMEs, financing has become a bottleneck restricting the development of SMEs, outstanding problems encountered in the process of the industrialization. To solve these contradictions and problems, XXX County organize relevant departments and legal experts and the legal representative of the enterprise through in-depth demonstration, fully draw on the successful experience in the field, combined with the actual situation and development of XXX enterprises, starting from the establishment of perfect credit guarantee system of small and medium-sized enterprises, in May 2004 in the city to set up the SME Credit Guarantee Center by the government invested 2 million yuan initiated, the small and medium-sized enterprise voluntary membership, the credit union provides funds to support the limit. After two years of operation, the current total secured loans of 300 million yuan, the loan balance of 90 million yuan, initially eased the shortage of funds for SMEs, and effectively promoted the rapid development of the countys industrial economy. I. operation methods of SME credit guarantee centers 1, extensive publicity and mobilization to enhance the understanding of business owners In order to solve the majority of business owners think that the security center can not solve the substantive issues of concern, has organized the original economic and Trade Commission, Native Enterprises Bureau, credit cooperatives, Finance Bureau and other departments comrades into private enterp