寿险突围之道：在减速中蓄势 化不利为机遇(国外英文资料).docVIP

寿险突围之道：在减速中蓄势 化不利为机遇(国外英文资料) Insurance policy: the accumulation of potential in a slowdown is an opportunity Time: 2012-12-24: T one T The signs are that Chinas insurance market is far from coming. In the next five to 10 years, the market will grow at a rate of 10 per cent a year, according to a McKinsey report. By 2020, it will be the worlds second-largest market after the United States. But the Numbers are less rosy. According to data released by the insurance regulatory commission, insurance premiums for the first half of 2012 were 516.48 billion yuan, up 0.23% from a year earlier. In the first half of 2011, life insurance premiums fell by more than 5 percentage points compared with the same period in the first half of 2011, although the second half of the year has improved, but it is still hard to say. Financial iron triangle insurance industry is weak China insurance industry association gold strong has hit the nail on the head said: with financial, compared to the other two pillars of banking and securities industry the development of Chinas insurance industry obviously lags behind. He stressed that the insurance industry status, compared with other industries, not only make the economic compensation and social management function of the insurance and the function can not get sufficient play, more caused the imbalance of the development of the financial system. Circ chairman xiang junbo more recently pointed out that the insurance form together with the banking, securities finance three pillars, and the development of the insurance industry to optimize the financial structure, improve the coordination and robustness of the financial system is of great significance. Internationally, insurance and pension assets account for an average of 20 per cent of total financial assets, compared with just 5 per cent in our country, xiang said. In this regard, the insurance industry has a lot to do in Chinas financial system. The issue of the insurance industry not only re