酒店公寓概况(国外英文资料).docVIP

酒店公寓概况(国外英文资料) Hotel style apartment and ordinary commercial housing, the first mortgage difference Recently, in Guangzhou still buy a suite of flats, the property is serviced apartments, commercial and residential properties, ready to loan 1 million to Pudong Development Bank, and found that the bank is 6. 534% of interest rates loans, and no concessions, I am the first mortgage, and hotel apartment loans and ordinary residential use of commercial housing loans what is the difference between, is not the first mortgage can not enjoy the preferential? Real estate contract marked 50 years of property rights, hotel style apartment nature... Thank you for your answers. Thank you very much. In this case, the nature of the land should be commercial land or commercial and residential land. In view of the housing loan, it is virtually impossible to ordinary commercial housing loans to apply, interest rates and Shoufu ratio will be relatively high, of course, this also depends on the specific policies of the line, but overall is such, the difference was not significant, because the provisions of the cbrc. This kind of loan is similar to or equal to commercial loans, if the land and the sale of permits are dual-use commercial and residential, Shoufu ratio of some banks do some relaxation, but interest rates basically remain in the shops on the level of interest rates, that is to say the benchmark interest rate of 10%, loans of more than 5 years was 6.534%. This is lower than the average housing loan minimum benchmark interest rate of 30% of the implementation of the interest rate level is much higher, but there is no way things. Whats the difference between The Residence Hotel and hotel apartment? 1 serviced apartments refer to serviced apartments according to the residential buildings. The The Residence Hotel refers to the apartments which are rented separately by apartment type (unit type), which are managed by the hotel building. Hotel style apartment as in recent years a