products liability insurance －us ＆ canada 出口美加地区产品责任 ....ppt

北京国采保险经纪有限公司 China Public Procurement Insurance Brokers Products Liability Insurance   －US ＆ Canada  出口美加地区产品责任保险 　　针对美加地区特别法律环境与保险趋势 CPPIB提出出口美加地区产品责任保险特别关注与解决方案 In view of specific legal environment and insurance market trend, CPPIB proposes special attention to and solution for product liability insurance in US Canada. 　　 　　　 　　 ◎Special Attention-针对出口美加地区产品责任风险特别关注 Special Attention- to product liability insurance in US Canada 为什么要给予出口美加地区产品责任风险特别关注呢？ Why special attention to product liability insurance in US Canada? 国内出口美加地区贸易不断增加,风险暴露显著 Increasing exports to US Canada, exposed to conspicuous risks 美加地区法律特点－不利于被起诉的出口商－胜诉率低 Legal features in US Canada – unfavorable for defendant exporters – winning rate low 最新的判例索赔趋势导致可保性显著降低 Latest trend in cases of claim leading to significantly low insurability 出口商购买存在优势 Exporters at an advantage to buy product liability insurance ◎US Imports From Asia -亚洲出口贸易趋势 US Imports From Asia – Asia export trend（数据来自瑞士再保险 data from Swiss Reinsurance） 中国对于美国市场的出口依不断增加，面临巨大产品责任风险 China’s increased dependence on US market leads to great product liability risks ◎Law - US ＆Canada -美加地区法律特点 Law - US ＆Canada – features of laws --　显著不同于欧盟和亚洲的法制系统 Remarkably different from European and Asian legal systems 各洲分开独立立法－法院选择现象 Independent legislation in each state – selection of courts 以因果关系为基础的严格责任制度 Strict liability system based on cause-effect 陪审团制度－偏向同情被告 Jury regime – more sympathy to defendant ◎Law - US ＆Canada -美加地区法律特点 Law - US ＆Canada – features of laws --　促进诉讼的诸多原因 Causes that promote lawsuits 集体诉讼－一个索赔引发多个原告的集体诉讼 Class action – collective suit involving multiple plaintiffs under one claim 惩罚性赔偿－在民事赔偿之外的行政处罚性支付 Punitive damages – administrative punishment besides civil damages 非经济损失赔偿 －精神损失赔偿数额巨大 Non-financial payment – large amounts involving mental damages ◎　索赔趋势 Trend of Damag