中国农村养老保险制度改革与发展趋势研究.docVIP

金融学概论 课程论文 题 目: 中国农村养老保险制度改革及发展趋势研究 年级专业： 物流1202 学生姓名： 郭晓坤 学 号： 201217910113 指导教师： 吴 成 浩 选题 内容 格式 总分 摘 要 农村养老保险制度是社会保障体系的核心内容，也是构建社会主义和谐社会的一项重要制度。目前，我国农村养老保险制度存在着诸多问题，不能满足农村养老的实际需求，需要结合我国国情进行改革，具体来说，从加强立法建设，建立有效的养老保险基金使用管理制度， 从全面推进多层次养老制度体系建设、扩大非缴费型和基本养老覆盖范围、重新界定政府在养老保险体制中的职能，并对中国养老保险制度发展趋势进行探讨与研究，建立更加符合我国国情的农村养老保险制度。 关键词：养老保险；制度改革；发展趋势 Title Chinas rural old-age insurance system reform and development trend of the research Abstract Rural old-age insurance system is the core content of the social security system, is also an important system of building a harmonious socialist society. At present, there are many problems of rural endowment insurance system in our country, cannot satisfy the actual needs of rural old-age, need combined with the situation of our country to reform, in particular, from strengthening the construction of legislation, set up effective management system of endowment insurance fund using, from the all-round multi-level type, expanding a non-contributory pension system construction and the basic pension coverage, redefine the government functions in the endowment insurance system, and discusses development trend of Chinas endowment insurance system with research, establish the rural old-age insurance system more in line with Chinas national conditions. Keywords Endowment insurance; Reform of the system. The development trend 目 录 1引言…………………………………………………………………………………………………1 2.我国农村养老保险制度建立的必要性……………………………………………………………1 2.1保障公民基本权利的实现……………………………………………………………………1 2.2家庭养老、土地养老保障功能弱化…………………………………………………………1 2.3有利于扩大内需………………………………………………………………………………2 3.目前我国社会养老保险制度存在问题分析………………………………………………………2 3.1社会养老保险制度层次缺失…………………………………………………………………2 3.2基本养老金制度覆盖率低……………………………………………………………………3 3.3养老保险HYPERLINK /web/lc_jj_1 \t _blank基金“所有者缺位”………………………………………………………………3 3.4农村养老保险制度亟待健全…………………………………………………………………3 4.中国养老保险制度发展趋势探讨…………………………………………………………………3 4.1全面推进多层次养老制度体系建设……………