广外 货币银行学 期末重点 全英 米什金概要1.docVIP

考试题型以及分数分布： 选择题：1’*20=20’ 名词解释：4’*5=20’ 简答题：8’*5=40’ 论述题：20’*1=20’ 重点制作思路： 1.考虑到时间关系，抓大放小 2.结合老师提及复习内容进行预测 3.以理顺书本架构为主，看到一个知识点猜一下可能会出什么题 The economics of money,banking and financial markets----by Kyle Chapter1：Why Study Money, Banking, and Financial Markets？ （本章了解一下这个问题即可，最多考一下选择） Answer： To examine how financial markets such as bond and stock markets work To examine how financial institutions such as banks work To examine the role of money in the economy Chapter2：An Overview of the Financial System 1. Function of Financial Markets Perform the essential function of channeling funds from economic players that have saved surplus funds to those that have a shortage of funds Direct finance: borrowers borrow funds directly from lenders in financial markets by selling them securities. Promotes economic efficiency by producing an efficient allocation（分配） of capital（资金）, which increases production Directly improve the well-being of consumers by allowing them to time purchases better 2.Structure of Financial Markets Debt and Equity （普通股） Markets Primary and Secondary Markets Exchanges and Over-the-Counter (OTC不通过交易所而直接售给顾客的) Markets Money and Capital Markets（货币和资本市场） 3. Financial Market Instruments(要能举出例子，很可能考选择) Money markets deal in short-term debt instruments Capital markets deal in longer-term debt and equity instruments. 4.Internationalization of Financial Markets（重点，选择、名词解释都有可能） Foreign Bonds Eurobond? Eurocurrencies Eurodollars? World Stock Markets 5．Function of Financial Intermediaries: Indirect Finance （记一下金融中介机构的功能，交易成本很可能考名词解释） Lower transaction costs (time and money spent in carrying out financial transactions). Reduce the exposure of investors to risk Deal with asymmetric 不对称 information problems Conclusion: Financial intermediaries allow “small” savers and borrowers to benefit from the existence of financial markets. 6. Types of Financial Intermediaries（会分类即可） Depository institutions Contractual saving institutions Investment intermediaries 7.