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天津现代职业技术学院 Risks and Insurance in International Trade Marine Insurance Zhang Xin Abstract: International trade is subject to many risks. Ships may sink or consignment be damaged in transit , exchange rates may alter,buyers default or governments suddenly impose an embargo. Therefore, exporters and importers have to insure themselves anginst many of these risks. There is a wide range of standard types of coverage , the three basic marine insurance is: Free of Particular Average(F.P.A.), With Particular Average(W.P.A.) or With Averag