2011年公司信贷第三章考点自测试题（In 2011, the company credit third chapter test site self-test questions）.docVIP

2011年公司信贷第三章考点自测试题（In 2011, the company credit third chapter test site self-test questions） The third chapter is about loan application acceptance and pre loan investigation Test site self analysis First, individual choice questions 1., the first pass of the loan is (). In June [2009 people A. pre loan survey, B. credit marketing, C. loan project evaluation, D. non-performing loan management 2. at the end of the interview, if you understand the application for a loan, you may consider it, but you are not sure whether it can be accepted or not. In June [2009 people A. declare loans, B. first make the necessary commitment to retain customers C. doesnt make a statement, D. is ready to follow up the investigation 3. in the process of issuing a company loan, the following actions of the bank have legal effect. In June [2009 people A. bank shows that the intention to loan B. issued a letter of intent C. makes a loan commitment and D. informs the customer 4. in the practical operation, it is recommended to do the on-the-spot investigation by means of () and at the same time through other investigation methods to confirm the result of the investigation. In June [2009 people A. check B. repeatedly, check C., check D., check with check 5. the following items may be used to examine the relationship between the borrower and the bank. In June [2009 people A. borrowers; financial condition; B. borrowers; economic benefits C. NPL ratio D. borrower size 6., when the applicant company loans, an enterprise or institution should choose () the banks business institutions to open a basic deposit account. A. one; many B. one; one C. many; many D. many; head office 7., the first interview to understand the needs of customer loans, in addition to the loan background, loan size, loan conditions, but also to understand (). A. economic trends, B. macro policy, C. lending rates, D. loan purposes 8., the actual operation, to determine whether the loan application accepted, business personnel sh