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东财《保险学概论X》在线作业一(The online work of introduction to insurance theory X)
东财《保险学概论X》在线作业一(The online work of introduction to insurance theory X)
Easternmoney X an introduction of insurance online homework
1., disability income insurance generally provides exemption period, this statement is ().
A.
B., no!
The correct answer: A Full Score: 4 points: 4
2. Muhade, 45 years old, to pay a sum to buy a single premium from the date of purchase for 20 years after the monthly payment of pensions, this information indicates that Mr Mourinho bought a ().
A. immediate annuity
B. floating premium annuity
C. deferred annuity
D. regular balanced annuity
The correct answer: C Full Score: 4 points: 4
3. the applicant on the same subject matter of the insurance, the same insurable interest and the same insured separately to two or two or more insurers and insurance contract, the insured amount exceeds the value of the subject-matter insured is called ().
A. co insurance
B. double insurance
C. excess insurance
D. premium insurance
The correct answer: B Full Score: 4 points: 4
4. Lloyd is an insurance market. This statement is ().
A.
B., no!
The correct answer: A Full Score: 4 points: 4
5. () is the most critical part of the risk management process.
A. risk identification
B. risk measurement
C. risk management technology options
D. risk management effectiveness evaluation
The correct answer: C Full Score: 4 points: 4
6., the ultimate objective of insurance regulation is ().
A. safeguard the legitimate rights and interests of the insurer
B. safeguard the interests of the state
C. safeguard the legitimate rights and interests of the parties involved in the insurance activities, especially the interests of the insured
D. promote the healthy development of the insurance industry
The correct answer: C Full Score: 4 points: 4
7. endowment insurance is the death of the insured in the insurance contract period, the contract expires or still survive, the insurer in accordance with the contract to pay the insurance liability of the life and death mixture (insurance).
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