云南省农村信用社主要业务（Main business of rural credit cooperative of Yunnan Province）.docVIP

云南省农村信用社主要业务（Main business of rural credit cooperative of Yunnan Province） Rural credit cooperative is the financial link between farmers and the main force of rural finance. Credit funds of rural credit cooperatives are the main channel for financial support for agriculture. As far as possible, the rural credit cooperatives meet the requirements of the three rural credit funds at different levels in line with the loan conditions. (I) major types of loans 1, farmers micro credit loans. Is the face of the vast number of farmers credit loans. When granting a loan, the amount of the loan is determined according to the degree of credit and the liabilities of the peasant household. In accordance with the purpose of the loan, production cycle, by the loan, the loan agreement between the two sides, the repayment period. Small farmers credit is credit to farmers credit guarantee, payment of the approved amount and period of micro credit loans, taken once approved, with the loan, the balance control, circulation management, use the loan card and household loans, loan permits a license, shall not be leased lend or transfer. Micro credit loans to farmers to use and arrange the order is: planting, aquaculture and other agricultural production costs of loans; loans for individual and private economy in the service of agricultural production; agricultural loans; small farmland water conservancy construction loans. The conditions are: farmers in the community farmers or self-employed households, with full civil capacity; strong sense of credit, good credit status; engaged in farming or other land in accordance with the national industrial policy production and business activities, and have reliable income; family members must have the labor production or management ability of labor force. Rural credit cooperatives provide small amount of credit loans to the vast number of rural households, solve the difficulty of farmers loan guarantees, facilitate farmers loans, and provide timel