风险管理部简答（A risk management）.docVIP

风险管理部简答（A risk management） 1. Please briefly describe the management system of our bank, which is divided into several levels and definitions of each level. What is the procedure of the system? A: one, two, three, four, four levels. The first class system refers to the basic provisions of the whole line of operation management, important risk management and major development planning. The secondary system refers to the basic management methods and operating procedures that are outside the primary system, which regulate the management of a field or a line of business. The tertiary system refers to the management methods and operating procedures for the management of a regional business management or single item (product) business management under the framework of the secondary system. Cet-4 system refers to specific, detailed operation specifications of single item (product) business. 2. The system should strictly implement the following procedures: drafting, consultation, consultation, legal compliance review, approval and release. 2. Please describe the definition of security property rights in the property law. How many forms of guarantee property? What are the provisions on the establishment of rights? Answer: 1, real rights for security in the debtor fails to perform his due debts or agreed by the parties to the implementation of the real rights for security, is the priority of compensation with respect to property rights according to law, except as otherwise provided by law. 2. The right of guarantee is divided into mortgage, pledge and lien. To buildings and other attached objects, the right to use construction land, land obtained by bidding, auction, open consultation of wasteland, etc to the contracted management of land or buildings are building mortgage, mortgage registration shall be required. The mortgage shall be established at the time of registration. If the mortgagee is mortgaged by means of production equipment, raw materials, semi-finished products